FutureCard Visa® Debit Card

FutureCard: Your Debit Card with No Fees

Enjoy a fee-free experience with every purchase and start earning rewards instantly.

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No Monthly Fees

No hidden costs, no recurring charges—just savings.

Cashback Rewards

Earn 5% on eco-friendly purchases, 1% on all others.

Instant Access

Obtain your digital card right after signing up, no waiting required.

No Monthly Fees

No hidden costs, no recurring charges—just savings.

Cashback Rewards

Earn 5% on eco-friendly purchases, 1% on all others.

Instant Access

Obtain your digital card right after signing up, no waiting required.
FutureCard Visa® Debit Card**
No annual fee
No Credit Check
4.1% APY***

Why choose a no-fee debit card?

Keep more of your money while enjoying the rewards you deserve. Enjoy 5% cashback* on sustainable choices like: public transit, secondhand shopping, and much more.

Apply now for free and get approved in minutes.

Apply now for free and get approved in minutes.

Future's cashback Categories
Community Solar

Save 10% on your energy bills when you link your current utility account to Arcadia and pay with FutureCard. There's no need to switch providers – just connect your existing account and start earning cashback automatically. It's a simple way to reduce your energy costs while keeping your current service.

EV Charging

Power up your EV with 10% cashback at charging stations nationwide! With FutureCard, you'll earn rewards at thousands of stations across the country – from superchargers to local chargers. Hit the road and watch your savings grow with every charge!

Shop Secondhand

Score 5% cashback when you shop second-hand and thrift shops with FutureCard! From vintage finds to pre-loved treasures, you'll earn rewards on every sustainable purchase. Give new life to great pieces while putting money back in your pocket – it's shopping that's smart and stylish!

Plant-based restaurants

Discover the future of food – plant-based meals and restaurants earn you 5% cashback with FutureCard! From vibrant bowls to creative comfort foods, get rewarded for choosing earth-friendly dining. Every delicious plant-based meal puts more savings on your plate!Copy

Public Transit

Save 5% on all your public transit rides when you pay with FutureCard. From buses to trains, subways to ferries, you'll automatically earn cashback with every trip. It's an easy way to make your daily commute more rewarding – just tap and save.

Bikeshare & Scootershare

Earn 10% cashback on bike and scooter shares nationwide with FutureCard! Whether you're cruising on a shared bike or zipping through the city on a scooter, you'll save on every ride. Just tap your card and watch the rewards roll in while you roll on.

1% cashback everywhere else

Earn 1% cashback on all other purchases with FutureCard! Beyond the premium rewards you already get on sustainable spending – like EV charging, transit, and plant-based dining – you'll earn rewards everywhere else you shop. It's the smart way to earn while making a difference.

A fee-free debit card that rewards you for every purchase

Your purchases can make a difference, with cashback* rewards at every turn.

No Monthly Fees, Just Savings

Save on recurring charges and manage your money stress-free.

  • No hidden fees, no suprises
  • Keep more of your hard-earned money.
  • Earn cashback* on every purchase.

Earn Rewards on Every Purchase

Cashback* on each FutureCard transaction.

  • Earn 5% back on eco-friendly purchases.
  • Earn 1% back on all other purchases.
  • Rewards are credited instantly.

Instant Digital Card Access

Get started immediately after signing up.

  • Get started immediately after signing up.
  • Secure, contactless payments.
  • Use your digital card right away.

Perfect For Every Budget and Lifestyle

FutureCard fits into your lifestyle no matter your needs, helping you save and earn more.

  • For eco-conscious shoppers: Get rewarded for supporting sustainable brands!
  • For travelers: Travel across the US without transaction fees!
  • For commuters: Get rewards using FutureCard in subways and buses!

Frequently Asked Questions

Are there debit cards with no fees?

Yes! FutureCard offers a debit card with no monthly or annual fees, allowing you to keep more of your money while enjoying rewards on every purchase.

Which bank has no debit card fee?

FutureCard offers a fee-free Visa® debit card that gives you access to exclusive rewards with no hidden costs.

Which debit card has no annual fee?

The FutureCard Visa® Debit Card has no annual fees, so you can enjoy rewards without worrying about extra charges.

Is there a debit card without international fees?

Yes, FutureCard allows you to use your debit card without worrying about international transaction fees, making it perfect for travel!

FutureCard Visa® Debit Card
5% cashback* and more
No Credit Check
4.10% APY*** on your balance
$5 welcome bonus*
No Annual fee

Smart Choices. Better Rewards.

Get rewarded for every mindful choice. See the impact and earnings of every transaction you make.

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