Benefits

Transform your spending into earning and growth.

With up to 5% cashback and a high-yield 4.10% APY3 on your balance, FutureCard turns your everyday purchases into long-term gains. Spend, save, and grow, all in one.1, 2

Transform spending into growth
GET The APP

Available on iOS and Android

Get the App

Earn today, grow tomorrow

Your biggest purchases deserve the biggest benefits.cshback fuels your daily life, while 4.10% APY³  and exclusive bonuses grow your rewards over time.1
Earn with the Future App
Unlock your benefits

Perks Powered By Your Expenses

Every purchase you make fuels the perks you deserve. From cashback to exclusive rewards, your everyday spending turns into something more with FutureCard.¹

5% Cashback

Get 5–10% cashback on top everyday categories like public transit, EV charging, and more. And when you're not spending in a boosted category, you’ll still earn 1% unlimited cashback on everything else.¹

4.10% APY3

Get rewarded for saving, too. With a great APY3 (Annual Percentage Yield), FutureCard is one of the few debit cards that helps your balance earn daily interest.

Bonuses

Opt-in to limited time bonus offers to earn extra cash while you spend at certain merchants or categories.1

Exclusive Limited Time Offers

Don't blink! Future offers new exclusive elevated cashback rewards regularly. Unlock them in the Future app before they're gone!1

Referral Rewards

Earn $15 when someone you refer spends $50 (Plus, they get $15 too.)1 It’s a win-win!

Milestones

Every swipe adds up. Hit spending goals, level up, and unlock even more cashback.1

Rewards Shop

Turn your cashback points into real rewards. Shop in the app using everything you’ve racked up.1

VIP Experiences

Score premium concert tickets and unforgettable moments through the Rewards Shop.¹
Why they’re into FutureCard

"Epic Rewards"

App Store User

“Best Card for MTA/OMNY System in NYC!"

App Store User

“Easy to use and save lots of cash!!"

App Store User
AS SEEN IN
Press mention
Press mention
Press mention
Press mention
Press mention
Press mention

All the rewards, zero worry

Visa® Zero Liability Guarantee
FDIC-Insured through our banking partner2
Bank Level Encryption

Smart Choices Pay Off

We’ll help you spot the highest-earning cashback opportunities that match your lifestyle.

GET The APP

Available on iOS and Android

get the app